What Could You Achieve... If You Weren't Bogged Down by COBRA?

It's COBRA Time!

America's leading companies don’t waste their time and energy drowning in the complexities of COBRA. They leave COBRA to the experts, so they can focus on building their bottom lines.

How about you? If you’re short on time, manpower or expertise, count on COBRAGuard to simply, efficiently and cost-effectively manage your COBRA administration. Whether you’re a small, medium or large employer, COBRAGuard can help!

With COBRAGuard’s innovative, membership-based system, you can...

  • Control administrative costs.
  • Minimize the risk of penalties and fines for non-compliance.
  • Deploy your labor force more efficiently.
  • Save time, money and headaches by eliminating COBRA hassles once and for all!

Why waste another day? Take an online tour or start your 90-day free subscription today.

Ready for ARRA 2009 Lorem ipsum dolor sit amet, consectetur adipiscing elit. Mauris faucibus luctus libero.

Two Hours or Two Years? "I can hire your team for two years for the same price as two hours from my attorney. COBRAGuard is the best value I’ve seen in a long time."- Satisfied Client

Simplified COBRA Administration


Say goodbye to software, updates and paper! When you use COBRATrak, our proprietary Web-based COBRA administration system, you'll have real-time information at your fingertips - 24/7. No more searching. No more wondering. No more system maintenance! Instead, you’ll enjoy the peace-of-mind and reduced stress of effortless COBRA administration. Those who try COBRATrak never go back - In fact, our customer retention rate is more than 98 percent! Here are just a few reasons why:

Manage your program easily and proficiently with...

  • All Required COBRA Notifications (Mailings/Faxes/E-mails)
  • COBRA Timeline Tracking
  • Collection and Remittance of COBRA Premiums
  • Secure Storage of Information
  • COBRA Participant Support
  • Instant Notifications and Alerts So You Stay Ahead of Deadlines
  • Quick Answers in our Easy-Reference COBRA Handbook and Guides

How It Works

When a qualifying event is submitted, our system jumps into action, mailing COBRA letters to participants and faxing courtesy notices to your insurance carriers to update them of changes. The same notices are e-mailed to you so you're immediately reminded of the change in status.

Leave the mailing and premium collection to us! It’s all included in your affordable subscription.

Mailing

Mailing

COBRA Premium Collection

COBRA Premium Collection

Digital Records

Digital Records

On-Demand Intelligence

On-Demand Intelligence

Finally, you can affordably transfer COBRA accountability and responsibility to experts who do the job right. Finally you and your team will be free to focus on growing your business.

Most clients breathe a sigh of relief when they transfer the COBRA burden. Even better - they uncover significant savings when they outsource thanks to a streamlined processes, heightened efficiency and improved compliance.

Learn how COBRAGuard will make your job easier by clicking your business size below:

Many people ask, "What's the catch? This seems too good to be true!" We understand your hesitation because when you shop and compare, you’ll see that nothing compares - COBRAGuard offers twice the service for half the cost! Our system is the most affordable, accessible and comprehensive solution on the market.

The secret behind our low cost offering lies in web-based efficiency. It’s good for you and it’s good for us. We're happy to pass the savings on to our valued clients.

Sponsors

COBRAGuard offers twice the service for half the cost! Our system is the most affordable, accessible and comprehensive solution on the market. Our subscription rate varies according to your employee count and business complexity.

Click here for a comprehensive quote and use our system free for the first 90 days!

Key Advantages


ARRAStimulus Package Compliant

Do you have at least 20 employees? Then you already know that The American Recovery and Reinvestment Act of 2009 affects employers subject to COBRA. You’ll need to comply with the Act’s new requirements, which include paying a 65 percent government subsidy to employees who are involuntarily terminated between September 1, 2008 and December 31, 2009. Our system is already up-to-date with new guidelines and ready to keep you in compliance.

Proof of MailingProof of Mailing

You can rest assured that your COBRA notices and correspondence are processed accurately and timely. COBRAGuard maintains 100 percent proof of mailing on every piece of U.S. mail sent.

Employer SupportEmployer Support

If you can’t find the answer online, just pick up the phone and call us. Our employer service representatives are certified COBRA administrators and dedicated to helping you manage your program on a daily basis. We're available to assist you between 8 a.m. and 5 p.m. CDT, Monday through Friday. Live Chat is also available during business hours.

Participant SupportParticipant Support

No time to handle participant questions? No worries! We answer COBRA calls so you don’t have to. Our expert representatives resolve participant issues quickly, respectfully and efficiently. Representatives are available toll-free via telephone and secure Live Chat from 8 a.m. to 5 p.m. CDT, Monday through Friday. In addition, our dedicated COBRA participant website (www.mycobra.info) allows your former employees to track their own COBRA status 24/7.

COBRATrakOn-Demand Administration

If you have a question, you no longer search for an Encyclopedia— you just go online to find the answer. The same convenience is now available for COBRA administration! Whether you need to verify a rule, check participant status, validate an insurance invoice or run a report, you quickly and easily do so - in seconds.

Screenshots


Employee Page

View participant status at all times including elections, coverage, payments made, due dates for next payments, cancellations and terminations.

Employee Page

View participant status at all times including elections, coverage, payments made, due dates for next payments, cancellations and terminations.

Employee Page

View participant status at all times including elections, coverage, payments made, due dates for next payments, cancellations and terminations.

Notifications

View participant status at all times including elections, coverage, payments made, due dates for next payments, cancellations and terminations.

Plans & Renewals

View participant status at all times including elections, coverage, payments made, due dates for next payments, cancellations and terminations.

Reports (Excel)

View participant status at all times including elections, coverage, payments made, due dates for next payments, cancellations and terminations.

COBRA Resources

View participant status at all times including elections, coverage, payments made, due dates for next payments, cancellations and terminations.

Dashboard

Our All-in-One Ultimate Dashboard keeps you in the know with at-a-glance, real-time data. View participant status at all times including elections, coverage, payments made, due dates for next payments, cancellations and terminations.